Senior Credit Risk Analyst, Underwriting, Amazon Business Payments, Business Credit Account

Overview

In this role you will underwrite medium-to-large credit applications and monitor portfolio risk for Amazon Business customers. You will work closely with product, data science and cross-functional teams to define policies and improve risk processes at scale. You’ll develop and refine risk analytics, SOPs, and performance dashboards to support automated and manual credit decisions in a fast-paced environment. This position offers the chance to shape underwriting strategy and drive risk mitigation while enabling business growth.

Responsibilities

• Underwrite medium-to-large credit applications
• Evaluate portfolio risks across global portfolios and create risk metrics
• Improve processes to boost efficiency and risk mitigation
• Contribute to underwriting/credit strategies across portfolio and customer sub-segments
• Assist in defining policies and features for credit decisioning and monitoring
• Establish and improve a credit adjudication and performance monitoring platform
• Develop processes, mechanisms and SOPs to scale operations
• Review complex credit decisions requiring manual review or exceptions
• Partner with product, data science, and portfolio managers on improvement initiatives
• Manage relationships with stakeholders and cross-organizational teams on high-priority initiatives

Key requirements

• Bachelor’s degree or equivalent
• Experience in compliance program management, legal, governance, audit, risk/loss prevention, or equivalent
• Experience handling confidential information

• Analytical mindset
• Willingness to learn quickly
• High judgment and attention to detail
• SQL
• Excel
• Risk analytics

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