Credit Risk Manager

Overview

As Credit Risk Manager, you will lead a team of analysts to drive changes in consumer credit products in the UK or US. You’ll shape credit strategies, build and own risk models, and monitor portfolio performance. You’ll work cross-functionally with product, engineering and data teams to translate data insights into actionable decisions. This role offers high-impact work in a fast-growing fintech with a strong mission and significant scope for growth.

Pay / Benefits

• equity
• hybrid work
• London office on-site days
• private health insurance
• fully stocked kitchen

Responsibilities

• Lead and develop a team of analysts to advance credit risk initiatives.
• Define and refine credit strategies aligned with portfolio goals.
• Optimize credit decisioning—who to lend to, how much, and at what rate.

Key requirements

• Daily coding experience with Python and SQL
• Proven experience in credit risk strategy, ideally in consumer lending
• Strategic mindset with ability to translate data into decisions
• Collaborative approach and ability to challenge assumptions
• Experience leading junior analysts

• collaborative
• results-driven
• ambitious
• Python
• SQL
• credit risk modelling

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