Lead Portfolio Analyst

We’re working with a fast-growing InsurTech business operating within the UK short-term motor insurance market, looking to hire a Lead Portfolio Analyst into their Underwriting team. This is a hands-on opportunity for an analytical leader to combine underwriting expertise with data science, developing and optimising automated underwriting strategies to drive profitable growth and manage portfolio risk.

Core responsibilities:

• Develop and optimise underwriting strategies for high-volume, short-term UK motor insurance.
• Drive profitable growth through portfolio expansion, rate optimisation and effective risk management.
• Use advanced modelling, data enrichment and non-traditional data sources to improve risk selection and fraud detection.
• Monitor portfolio KPIs and performance in near real time, identifying emerging risks and recommending appropriate action.
• Conduct analysis to support product development across existing products and new opportunities.
• Ensure underwriting strategies remain compliant with UK regulatory requirements, including FCA guidelines.
• Work closely with Engineering and Product teams to translate analytical models into scalable underwriting decision engines.
• Line-manage and mentor junior analysts, supporting their technical development and project delivery.

The successful candidate will have:

• Experience within the UK General Insurance market, ideally with high-frequency Motor Insurance products and Underwriting Analytics.
• Proven experience developing, implementing and optimising profitable underwriting strategies.
• Expert-level SQL skills and advanced proficiency in Python or R for modelling and data analysis.

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