Credit Analyst – Data-Driven Lending & Portfolio Risk

Company: Monzo
Apply for the Credit Analyst – Data-Driven Lending & Portfolio Risk
Location: London
Job Description:

Monzo is hiring for a data-driven role in the Borrowing team to optimise unsecured lending products in the UK, including personal loans and related portfolios. You’ll influence credit underwriting, pricing dynamics and portfolio performance through rigorous analysis and data-led decision making.

Join a team that collaborates across Product, Engineering and Data to deliver profitable portfolios while focusing on customer outcomes and responsible lending.

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Posted: September 22nd, 2026