Business Credit Advisor Analyst

Overview

In this role you will act as the LoD1 interface for credit and counterparty risk within Securities Services, supporting risk-aware decision-making for new and existing client portfolios. You will bridge commercial teams and risk functions to manage client credit exposures from initial requests through approval and ongoing monitoring. The position is based in London with a hybrid pattern (2–3 days on site) and is offered Via Umbrella. You’ll contribute to risk reporting, governance and improvements in credit risk processes to help protect the firm’s risk appetite.

Responsibilities

• Serve as the primary LoD1 contact for credit and counterparty risk across Securities Services
• Support preparation and structuring of credit requests (new business, ad-hoc, annual reviews)
• Perform transactional and risk analysis to calibrate and manage credit/risk limits
• Assess client and transaction risk profiles and recommend collateral and risk mitigations
• Manage credit requests end-to-end through the approval process coordinating with Business, Credit and Risk teams
• Participate in client due diligence, credit committees and risk discussions as needed
• Prepare credit risk reports, portfolio reviews, dashboards and management presentations
• Support risk committees and contribute to risk and regulatory discussions
• Manage day-to-day risk limits within approved frameworks across custody, clearing and settlement
• Contribute to improvements in credit risk processes, controls and governance

Key requirements

• Strong Business Analysis experience within Financial Services
• Securities Services experience is essential
• Solid knowledge of credit and counterparty risk, including credit lines for clients
• Understanding of custody, clearing and settlement activities
• Experience with credit approvals, requests, annual reviews and risk limit management
• Knowledge of collateral and other credit risk mitigation techniques
• Experience working in a LoD1 risk/control environment and engaging with LoD2 Risk teams
• Strong analytical, reporting and problem-solving capabilities
• Excellent stakeholder management across Business, Client Development, Credit and Risk

• stakeholder management
• strong communication
• problem-solving
• Securities Services
• credit and counterparty risk
• credit limit management

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