Senior Credit Officer, Political Risk Group

Overview

In this role you will assess borrower risk and support underwriting decisions within AIG’s Political Risk Group. You’ll contribute to maintaining a high-quality credit portfolio and engage with cross-functional teams to inform risk-taking decisions. The position blends hands-on credit analysis with portfolio oversight in a busy London team, offering exposure to structured corporate credit and project finance. You will work on impactful risk management for a broad range of clients and transactions.

Pay / Benefits

• Total Rewards Program
• health and wellbeing benefits
• financial security benefits
• professional development opportunities

Responsibilities

• Perform annual and regular credit reviews and rating recommendations for Structured Corporate Credit and Project Finance obligors in the PRG UK portfolio
• Provide credit analysis across transactions and contribute to deal memos on Credit Risk
• Set appetite limits and capacity for obligor groups to support transactions and approvals
• Execute approvals within delegated authority or present review results to decision-makers
• Respond to ad-hoc requests for credit appetite and conduct obligor visits/calls as needed
• Participate in market presentations for Investors/Analysts and internal transactions reviews
• Ensure internal credit ratings and aging align with Credit Lines and AIG policy
• Maintain up-to-date max exposure limits and document approvals in credit management systems
• Collaborate with Heads of Credit Lines and PRG Underwriters to gather information and ensure consistent risk assessment
• Coordinate with Trade Credit Officers to manage overlaps in exposure
• Support Portfolio Management with documentation and response to exposure inquiries
• Collaborate cross-functionally to achieve Credit Lines business objectives

Key requirements

• 10+ years of credit risk and transaction analysis experience in a leading bank, trade credit, or similar organization
• Experience with various market-leading credit risk analysis techniques and tools
• Understanding of Credit Lines products and their risk drivers and mitigants
• Strong written and oral communication skills; ability to present to stakeholders
• Excellent organizational, project management, and time-management abilities
• Ability to manage a varied workload and prioritize for the credit officer team
• Interpersonal skills and ability to work with internal and external stakeholders/clients
• Multilingual abilities are helpful for engaging with global teams
• Willingness to travel regionally is desirable
• Business acumen and ability to work in a changing environment

• Strong communication (written and verbal)
• Team player and stakeholder management
• Organization and multi-tasking under pressure
• Credit risk analysis techniques and tools
• Underwriting knowledge for PRG and Trade Lines
• Portfolio management and risk documentation in management systems

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