Loans Pricing Manager

Overview

In this role, you will devise and refine pricing and trading strategies for lending, leveraging multiple data sources to drive long-term profitability. You’ll join the Credit Risk & Pricing team to enhance risk-based pricing, ensure fair customer outcomes, and deliver actionable insights for leadership. You’ll work with modelling, automate pricing execution, and maintain regulatory compliance while contributing to sustainable growth of Hastings Group. This is a hands-on, cross-functional position in a fast-paced, data-driven environment with a strong emphasis on innovation and collaboration.

Pay / Benefits

• 5k car allowance
• Flexible hybrid working
• Annual performance bonus
• Private medical insurance (PMI)
• Life assurance 4x salary and pension contributions up to 10%
• Mental wellbeing programme

Responsibilities

• Develop and optimise pricing strategies to deliver financial trading plans
• Drive efficiencies and automation in pricing strategy execution
• Collaborate with modelling to identify new pricing factors that drive competitive advantage
• Meet customers’ reasonable expectations and provide fair outcomes
• Maintain MI which facilitates effective performance monitoring and optimisation
• Provide analysis and insights for Management Committee and Board
• Maintain regulatory compliance and reputational integrity
• Act as a Commercial SME within the business and broader Hastings Group

Key requirements

• Price comparison website experience essential
• retail lending product knowledge desired
• Can handle vast and multiple data sources at speed
• Real rate risk-based pricing experience essential
• using non-standard segmentation desired
• Strong SQL coding skills
• other programming experience such as R or Python desirable
• Commercially aware, can optimise for short and long-term outcomes
• Communication skills can transcend levels within the business
• Analytically driven to continuously look for new insights and apply innovative thinking
• Works effectively on own as well part of and influencing the broader business
• Comfortable in a fast-paced environment, has agility to manage and adapt focus and priorities
• Seeks continuous improvement, both in terms of skills and outcomes

• Strong communication across levels
• commercial awareness
• analytical mindset
• SQL
• R
• Python

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