Senior Credit Risk Analyst

Overview

In this Senior Credit Risk Analyst role, you partner with the division to define what to measure, automate the metrics, and use insights to influence credit decisions. You’ll turn manual reporting into automated, decision-grade products and challenge commercial assumptions with evidence. Your work directly supports portfolio performance, risk management, and strategic steering. This opportunity offers impact at scale within a collaborative, innovative, growth-focused environment.

Pay / Benefits

• competitive pay
• bonus potential
• basic benefits

Responsibilities

• Act as embedded credit analytics partner for the division, supporting portfolio performance, risk management and strategic decisions
• Set the analytical agenda by proactively identifying opportunities, risks, and improvement initiatives
• Reshape reporting to ensure management information supports decisions and delivers measurable value
• Design and implement automated SQL and Tableau reporting and analytics solutions to reduce manual work and increase data reliability
• Deliver root-cause analysis, trend identification and predictive insights across portfolio metrics, presenting recommendations to stakeholders
• Contribute to the design of credit policy and limit-setting within the divisional framework
• Provide analytical evidence to support credit strategy, policy development, risk appetite decisions and continuous improvement

Key requirements

• Advanced SQL: design, optimise and document multi-stage queries and data models in a large data warehouse
• Advanced Tableau: architect dashboards and data sources from scratch
• Advanced Excel: build, stress-test and defend decision-making models
• Proven ability to automate manual reporting end-to-end to save time and reduce risk
• Strong commercial judgement to interpret portfolio performance and translate data into actionable recommendations
• Credibility with senior audiences and ability to influence decisions through evidence-based insight
• Self-directed and strategically focused with minimal supervision
• Solid grounding in credit and risk principles (exposure, default, provisioning, portfolio monitoring)

• Strong commercial judgement
• Stakeholder influence and relationship-building
• Self-direction and strategic thinking
• SQL
• Tableau
• Excel

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