Senior Financial Crime Investigator

Overview

In this role you will drive end-to-end financial crime investigations and enhance Klarna’s detection framework. You will operate across complex cases, intelligence development, and enforcement to shape monitoring configurations and close coverage gaps. You’ll collaborate with cross-functional partners to meet regulatory requirements while scaling risk controls. The opportunity centers on applying investigative judgement and AI-enabled tools to transform how financial crime is detected and prevented at scale.

Pay / Benefits

• equity rewards
• monthly health and wellness stipend
• life, medical, dental, and vision insurance for you and dependents

Responsibilities

• Own complex investigations requiring nuanced analysis and document findings to support a shared remit
• Spot emerging typologies and translate signals into actionable insights
• Influence transaction monitoring configuration to close coverage gaps and drive changes in detection infrastructure
• Contribute to Klarna’s financial crime framework including policy, process, and documentation
• Mentor junior investigators and engage in cross-functional forums to share investigative judgment
• Support or oversee outsourced investigation or transaction monitoring teams
• Represent financial crime in cross-functional settings to ensure controls scale with growth

Key requirements

• Depth in AML or financial crime investigations within fintech, banking, payments, or investigative bodies
• Proven end-to-end transaction monitoring experience and complex case escalation
• Ability to assess suspicious activity and draft clear SARs aligned with regulatory expectations
• Solid understanding of AML regulations and sanctions/PEP frameworks in US and/or EU
• Comfort with ambiguity and high-stakes judgment calls
• Strong written and verbal English communication for technical and non-technical stakeholders
• Bias toward influencing systems and rules beyond case-by-case corrections
• Experience with transaction monitoring or screening systems and tuning
• Analytical mindset with comfort in large datasets; SQL familiarity is a plus
• University degree in Finance, Law, Business, Criminology, Criminal Justice, or equivalent practical experience
• Experience supporting outsourced investigation or monitoring teams
• Exposure to diverse product types including crypto and AML reporting in EU/UK
• Additional language skills (German, Swedish, or French)
• Interest in AI-powered tooling for investigative/compliance contexts

• strong communication
• analytical mindset
• ability to work in fast-paced, evolving environments
• end-to-end transaction monitoring
• case escalation and investigations
• regulatory reporting (SARs)

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