Chief Risk Officer – International Bank – UK

Overview

As Chief Risk Officer, you will lead the bank’s independent Risk function, shaping the enterprise-wide risk framework within a UK-regulated environment. You’ll provide strategic oversight across major risk domains, ensure robust governance and regulatory compliance, and report to the CEO and Board. This role offers influence over risk strategy, capital adequacy, and remediation of findings while embedding a strong risk culture. It’s a high-impact executive position driving sustainable growth in cross-border banking.

Responsibilities

• Lead the bank’s independent Risk Management function
• Provide strategic oversight across Credit, Market, Liquidity, Operational, Conduct and Enterprise Risk
• Develop, implement and enhance the Enterprise Risk Management Framework
• Ensure effective operation of the Risk Appetite Framework
• Oversee ICAAP, stress testing, capital adequacy and prudential risk governance
• Lead credit risk governance including policies, portfolio quality, client ratings, limits and large exposures
• Review significant credit proposals and provide independent challenge
• Monitor emerging risks and ensure timely escalation and mitigation
• Present risk reports and recommendations to Executive Management and Board Committees
• Ensure effective Three Lines of Defence governance
• Maintain strong relationships with UK regulatory authorities
• Lead remediation of regulatory findings, internal audit issues and control problems
• Provide independent challenge for strategic initiatives, products and decisions
• Promote and embed a strong risk culture across the organisation

Key requirements

• Minimum 15 years’ experience in Banking or Financial Services
• Senior Risk Management leadership experience
• Technical expertise across: Credit Risk, Market Risk, Liquidity Risk, Operational Risk, Enterprise Risk, Prudential Risk
• Significant experience in a UK-regulated banking environment
• Knowledge of ICAAP, Stress Testing, Risk Appetite Frameworks, Internal Controls, Corporate Governance, Three Lines of Defence
• Experience presenting to Executive Committees and Board Risk Committees
• Experience engaging with PRA and FCA
• Experience in international banking groups or cross-border governance
• Proven track record managing regulatory reviews and control remediation programmes
• Degree qualified in Finance, Economics, Accounting, Risk Management, Business Administration or related discipline
• Current SMF4 approval or demonstrable capability for SMF4 role

• exceptional integrity and judgement
• strategic thinking with commercial awareness
• outstanding leadership and stakeholder management
• Credit Risk
• Market Risk
• Liquidity Risk

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