Commercial Combined Underwriter

Overview

As a Delegated Authority Scheme Underwriter, you will drive the success of our delegated authority portfolio by working with brokers, underwriting and operations to improve profitability and service. You’ll build and grow broker relationships, assess performance, and guide junior underwriters, contributing to scheme growth and efficiency. This hands-on role rewards initiative, collaboration and commercial acumen within a forward-thinking insurance team. You will influence renewal decisions and help shape policy wording and binding agreements. This is a opportunity to shape a scalable scheme program within a supportive, director-backed environment.

Pay / Benefits

• salary plus pension and benefits
• support from directors
• training and support
• collaborative team environment

Responsibilities

• Own and grow relationships with a panel of brokers to generate profitable business
• Monitor scheme performance and identify opportunities for growth and efficiency
• Investigate high loss ratios and implement corrective actions
• Provide technical guidance and mentorship to junior underwriters
• Prepare and present renewal proposals to the Underwriting Committee
• Review and update policy wording, contracts, and binding authority agreements

Key requirements

• 5+ years in delegated authority account management OR 2–3 years in commercial combined underwriting from a top insurer
• Strong relationships and communication skills
• Confident negotiator with the ability to influence
• Self-starter with excellent time management
• Solid understanding of UK commercials

• relationship building
• clear communication
• negotiation
• delegated authority management
• underwriting
• renewal proposals

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