Wealth Management, Mortgage Solutions Specialist, Vice President, London

Overview

In this Private Bank role, you deliver luxury residential mortgage solutions for ultra-high-net-worth clients, primarily in the UK. You collaborate with internal stakeholders to originate, structure, underwrite, and service regulated and unregulated mortgages. You guide clients and teams through requirements, documentation, suitability, and affordability checks. You contribute to a high-touch client experience and a culture centered on collaboration, risk discipline, and accountability. This is your chance to shape cross-border mortgage solutions and join a prestigious, client-focused team.

Responsibilities

• Partner with Client Advisors and Lending Solutions to tailor luxury real estate financing
• Own end-to-end delivery of UK and French regulated and unregulated mortgages, from fact-find to servicing
• Assess suitability and affordability per policies and regulations
• Collaborate with Credit Risk on underwriting, approvals, and portfolio reviews
• Coordinate with Mortgage Support Team to ensure smooth application progression
• Manage ongoing portfolio maintenance including covenants, insurance, maturities, and client inquiries
• Educate Client Advisors and senior stakeholders on market practices and processes via forums

Key requirements

• Experience delivering residential mortgage solutions within a financial institution
• Advising and supporting UHNW clients with complex needs
• Strong understanding of UK residential real estate market and mortgage origination
• Working knowledge of regulated and unregulated mortgage requirements and end-to-end execution
• Ability to interpret financial documentation for suitability and affordability assessments
• Experience partnering with credit risk and underwriting stakeholders
• Strong stakeholder management and clear communication across seniority levels
• Ability to work independently while collaborating across teams
• Strong analytical, organizational, and documentation skills
• CeMAP qualification

• stakeholder management
• clear communication
• independence with collaboration
• CeMAP
• UK mortgage origination
• regulated and unregulated mortgage requirements

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