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Your New Job Title: MandarinspeakingCreditAnalyst(Banking)
TheSkillsYou’llNeed:FluentMandarinandEnglish,withsolidCreditAnalysisexperienceinSyndicationLoansorCorporateBankingsector
YourNewSalary:£50-70kdependingonexperience
JobStatus:Permanent.Officebased
CreditAnalyst-WhatYou’llbeDoing:
- Developingsolidrelationshipswitharrangersthroughparticipatinginlenders’meetingandwithrelationshipmanagertosolicitpotentialsyndicationloansintheprimaryandsecondarymarketsforstablebusinessdevelopment.
- CoordinatingloanapplicationprocessofHeadOfficeapprovalwithHeadOfficeCreditManagementDepartmentforunderwritingconsiderationsincludingwithoutlimitation,KYCprocedure,majortermsandconditionsreview(loantype,loanamount,loanterms,purpose,security,repayment,pricing,etc),companybusinessoverview,financialperformanceevaluation(historicalandprojected),creditagencies’reportsstudy,industryoutlookresearch,loanpricingrationale,cashflowanddeleveraginganalysis(ifavailable),countryexposureidentification,andsoforth.
- Reviewingcreditagreementssubstantiallyproperlystatedinlinewithoriginaltermsheetandassureallrequiredcollateraldocumentsaccuratelyrecordedintime.
- Conductingindustryreportanalysisformanagement’sreviewregardingcurrentmarketconditions(ifapplicable).
- Maintainingloanfileswellbundledinplacetoensureallrequireddocumentsareeffectiveanduptodate.
CreditAnalyst-TheSkillsYou’llNeedtoSucceed:
- GoodwrittenandverbalskillsinbothEnglishandMandarin.
- SolidCreditAnalysisexperienceinSyndicationLoansorCorporateBankingsector.
- ITskillsforMicrosoftOffice(Word,Excel).
- Excellentcommunicationandinterpersonalskills.
- Anabilitytoworkunsupervised,goodtimemanagementskillsareessential.
- Willingtolearnandopenmindforjobrotationwithinthedepartment.
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People First is committed to increasing diversity, and maintaining an inclusive workplace culture. We welcome applications from all qualified candidates regardless of their ethnicity, race, gender, religious beliefs, sexual orientation, age, marital status or whether or not they have a disability.
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