Senior Investment Analyst, Private Mortgages

Overview

In this role you will support a private mortgage investments team within a leading financial services group. You will contribute to analysing and structuring private securitisation transactions across an 8bn mortgage portfolio, blending quantitative modelling with commercial judgement. You’ll shape investment decisions, coordinate with risk, finance and governance, and help extend financing structures and funding strategies. This is an opportunity to work on mortgage-backed assets and consumer-credit investments at scale, contributing to long-term customer outcomes and shareholder value.

Pay / Benefits

• annual performance-related bonus
• share schemes
• generous pension contribution
• life assurance
• healthcare plan (permanent employees only)
• electric car scheme

Responsibilities

• Structure and execute private securitisation transactions, focusing on asset cashflow, capital structure, and investor return analysis
• Manage periodic note issuances from private securitisation programmes, including cashflow analysis and engagement with rating agencies
• Assess new mortgage and consumer-credit investment opportunities across lending assets
• Analyse rating, structural, capital and profitability impacts on prospective and existing transactions
• Support the design, execution and ongoing management of securitisation and funding structures
• Produce scenario analysis, transaction modelling and investment recommendations to support decision-making
• Collaborate with portfolio management, risk, finance, legal and governance teams across the investment lifecycle
• Contribute to covered bond, RMBS and wider structured finance initiatives to shape future funding and investment strategies

Key requirements

• Experience in quantitative analysis, structuring, securitisation or structured finance
• Strong cashflow modelling and financial analysis skills
• Understanding of residential mortgages, consumer credit, asset-backed lending or securitised products
• Ability to interpret complex modelling outputs and translate findings into commercial recommendations
• Experience gained within an insurer, bank, asset manager, rating agency or similar environment
• Strong stakeholder management and communication skills
• Curiosity and willingness to learn new asset classes, funding structures and investment products
• Experience of covered bonds strongly preferred
• VBA, Python or R skills would be beneficial

• Strong stakeholder management and communication
• Curiosity and willingness to learn
• Collaborative approach across teams
• Cashflow modelling
• Securitisation and structured finance knowledge
• Understanding of mortgage-backed securities

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