Compliance Advisory Analyst

Overview

Join Moneybox as a Compliance Advisory Analyst within Risk & Compliance to deliver second-line regulatory guidance across product changes, customer journeys and operations. You’ll assess risks, advise on governance and support decision-making to embed compliant customer outcomes. You’ll work with Product, Marketing and Customer Care to challenge proposals and help shape a proactive compliance function. This role combines advisory rigor with cross-functional collaboration in a fast-moving, growth-focused environment.

Pay / Benefits

• Company pension scheme
• Company bonus scheme
• Private Medical Insurance
• Learning and Development budget
• Hybrid work arrangement
• Wellbeing and health benefits

Responsibilities

• Provide concise second-line compliance advice on business queries, product changes and customer journeys with risk mitigations.
• Review financial promotions and customer communications for FCA compliance and internal standards.
• Support product governance and change approval processes, including fair value and target market assessments.
• Assess customer outcome risks and challenge proposals to avoid foreseeable harm and support vulnerable customers.
• Contribute to handling complaints and Financial Ombudsman matters with regulatory interpretation and root-cause analysis.
• Prepare records of advice and risk assessments to document rationale for decisions.
• Build relationships with Product, Marketing, Customer Care and Operations, offering solutions-focused guidance while staying independent.
• Support horizon scanning and tracking regulatory developments and their business impact.
• Help run compliance governance forums by preparing papers and following up on actions.
• Identify recurring advisory themes and collaborate with Compliance Monitoring to improve guidance and controls.
• Provide second-line advisory support across savings, investment and retirement propositions.

Key requirements

• Experience in a compliance, regulatory advisory, risk or related role within a UK FCA-regulated financial services business.
• Working knowledge of FCA framework, Consumer Duty and governance relevant to customer communications and product governance.
• Experience assessing regulatory risks, reviewing proposals or communications, and documenting practical advice.
• Strong analytical skills and attention to detail with ability to interpret requirements in real scenarios.
• Clear written and verbal communication, able to engage with stakeholders outside Compliance.
• Interest in savings, investments, pensions and digital financial services, with experience in pensions/retirement/investment products preferred.
• Experience with financial promotions, complaints or regulatory change is desirable; not all areas must be covered.

• Curious and proactive problem-solver
• Commercially aware
• Independent with good judgement
• Regulatory risk assessment
• Governance and change management
• Consumer Duty and product governance

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