Senior Analyst, Structured Credit

Overview

In this role you will contribute to Fitch’s European Structured Finance team by applying credit analysis to structured transactions backed by mortgages, consumer and corporate loans, including CLOs. You will build default, recovery, and cash flow models, review legal documents, and prepare rating proposals for committees. You’ll communicate rating rationale to investors and collaborate with originators and arrangers to understand asset features. The position offers exposure to a global, learning-focused culture with opportunities to influence ratings and criteria.

Pay / Benefits

• Hybrid work environment: 3 days in office
• Dedicated trainings and leadership development
• Wellbeing and healthcare offerings
• Retirement planning and tuition reimbursement
• Parental leave policies
• Inclusive, collaborative workplace

Responsibilities

• Implement default, recovery, and cash flow modelling
• Review transaction legal documents
• On-site review of underwriting and servicing of originators and CLO managers
• Prepare rating proposals for internal rating committees
• Communicate rating rationale to investors and market participants via pre-sale reports, presentations, and meetings
• Communicate with transaction arrangers and originators to understand asset characteristics and structural features
• Assist in the development of criteria and supporting research

Key requirements

• Finance experience
• Knowledge of securitization structures and CLOs beneficial
• Numerate and analytical with advanced Excel skills
• Ability to review and analyze legal contracts from a credit risk perspective

• Excellent written and oral communication in English
• Desire for cross-functional collaboration
• Adaptability to an AI-enabled, evolving environment
• Advanced Excel skills
• Knowledge of securitization structures (CLOs)
• Credit risk analysis methods

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