Credit Analyst – Energy & Renewables, Institutional Banking Group
We are looking for an experienced Credit Analyst to join the Energy & Renewables team at DBS London on a fixed-term contract.
This is an exciting opportunity to work in a high-performing and dynamic team at a top tier bank, supporting the growth of our European Energy & Renewables client portfolio and wider franchise development across Asia.
The successful candidate must have proven experience supporting clients within the Energy & Renewables sector with a strong background in credit analysis and excellent interpersonal skills. A key requirement of the role is the ability to independently prepare high-quality credit applications, annual reviews and detailed credit reports for submission to our Credit Risk team.
Key Accountabilities
- Leverage existing knowledge and experience of the Energy & Renewables sector to support relationship management activities, identify opportunities and provide sector specific insights to clients and internal stakeholders. Strong focus on identifying additional earning opportunities through a thorough knowledge of the client, the sector and the Bank’s product capabilities.
- To provide strategic and marketing support to Relationship Managers.
- Contributing to ensure the annual team income budget is met or surpassed.
- Ensuring the satisfactory credit profile of the portfolio, through production of concise credit analysis in a timely manner for review by the credit risk team and on-going risk monitoring. Includes proficiency with reviewing financial information, producing analysis and having the capability to produce financial forecast modelling.
- To be aware of structural risk and documentary issues and be able to execute, monitor and respond to such issues over the lifetime of facilities.
- Ensuring compliance with regulations and bank internal policies and procedures, including Know-Your-Customer (KYC) requirements.
Job Duties & Responsibilities
- Structure accurate, concise and comprehensive credit applications and annual credit reviews, assessing a company’s financial performance, business strengths and weaknesses, and sector dynamics.
- Conduct ongoing portfolio monitoring including financial analysis, covenant compliance reviews, stress testing and risk assessment.
- Produce high-quality credit analysis and financial forecasting to support credit decision making and portfolio management.
- Maintain a strong understanding of DBS credit policies, procedures and risk parameters, ensuring all activities are completed in line with internal requirements.
- Review and support the execution of lending facilities including legal documentation, amendments, waivers and ongoing facility management.
Relationship Management:
- Manage relationships with existing clients, ensuring maximum returns are achieved within approved credit parameters. The role will involve periodic travel to Europe and Asia.
- Provide relationship manager client support and business development activity, as well as client administration and documentation.
- Build effective working relationships with colleagues across London, Singapore and the wider DBS network.
- Provide timely response and resolution to client and internal stakeholder queries.
Compliance:
- Ensure compliance with all internal policies, regulatory requirements and KYC obligations.
Please note applicants must have the right to work in the UK and not require sponsorship now or in the future.
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