Director of Financial Risk

Overview

In this role you will lead Tide’s global financial risk governance, shaping the risk framework as the company expands into new markets and products. You will provide independent challenge to 1LOD, partner with Finance, Treasury and auditors, and ensure regulatory readiness across jurisdictions. You’ll drive risk reporting to boards and risk committees while building a resilient, scalable finance function. This is a high-visibility leadership position with a strong impact on Tide’s growth and financial safety.

Pay / Benefits

• Competitive compensation with share options
• Generous annual leave
• Parental leave
• Sabbatical options
• Health insurance
• Mental wellbeing resources

Responsibilities

• Own and evolve the Financial Risk Management Framework for multi-market expansion
• Provide independent oversight of 1LOD activities related to financial risks
• Align risk governance across regulated entities and jurisdictions
• Maintain risk appetite, limits, triggers and escalation processes
• Deliver risk reporting to Group and entity-level committees and boards
• Monitor capital adequacy, liquidity, concentration risk, and resilience
• Support regulatory engagements, audits, and licence applications
• Oversee treasury and liquidity management activities
• Lead risk assessments for new products, partnerships and market launches
• Lead and develop the global financial risk team

Key requirements

• Extensive experience leading Financial Risk in fintech/payments/banking or regulated financial services
• Experience in a 2LOD leadership role
• Strong knowledge of risk frameworks in payment/e-money/digital banking
• Expertise in treasury, liquidity, solvency, capital, and tax risk
• Accounting expertise; preferably with an accounting qualification
• Experience across multiple regulatory jurisdictions with regulators and auditors
• Ability to balance risk management with commercial ambition
• Excellent communication and stakeholder influencing skills
• Collaborative leadership and track record of building high-performing teams

• collaborative leadership
• clear communication
• influencing senior stakeholders
• financial risk frameworks in fintech/payments/digital banking
• treasury and liquidity management
• capital adequacy and solvency

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