Regional Schemes Underwriter – Home Based

Regional Schemes Underwriter – Home Based

Regional Schemes Underwriter

Primarily remote with occasional visits to our offices as needed

Join Cova Insurance An Award-Winning Place to Work

At Cova Insurance, were here to protect what matters most from homes and vehicles to businesses and livelihoods. What truly sets us apart is our people and culture.

Were proud to have been recognised as the Best Place to Work at the Modern Claims Awards 2026 a reflection of our commitment to creating a supportive, inclusive and empowering environment where everyone can thrive.

We have an exciting opportunity to join us at Cova Insurance, where youll be part of an inclusive and supportive organisation that puts people first, both our customers and our colleagues.

At Cova, we know theres no onesizefitsall way of working. We actively support flexible hours, parttime options and different working patterns, and we encourage open conversations about what works best for you and your life.

The Team –

Our Commercial Schemes team works closely with brokers, underwriting specialists and colleagues across the business to deliver specialist commercial insurance solutions. As one of the key growth areas within Commercial Lines, the team plays an important role in supporting profitable growth while delivering excellent service to brokers and customers.

What you can expect in this role

• You’ll underwrite Commercial Schemes business across new business, renewals and mid-term adjustments.
• You’ll build positive relationships with broker partners and provide a responsive, professional service.
• You’ll support profitable growth by identifying trading opportunities and sharing valuable market insight.
• You’ll make underwriting recommendations and referrals where additional technical input is required.
• You’ll support portfolio reviews and contribute observations on trends, broker activity and risk quality.
• You’ll work collaboratively with colleagues across Underwriting, Pricing, Claims and Operations.
• You’ll contribute to continuous improvement and help support the growth of the Schemes function.

What you might bring

• Commercial underwriting experience, or strong insurance experience with an interest in developing underwriting expertise.
• A good understanding of commercial insurance products and broker trading environments.
• The ability to make balanced decisions using risk information, underwriting guidance and commercial judgement.
• Great attention to detail and the ability to document decisions clearly.
• Good communication skills and confidence working with brokers and internal stakeholders.
• An organised and proactive approach to managing a varied workload.
• A willingness to learn, develop technical capability and build specialist Schemes knowledge.
• Relevant insurance qualifications, or a willingness to work towards them, would be beneficial.

Not sure you tick every box? Thats okay.

We recognise that great candidates bring different experiences and perspectives. If this role interests you and you believe you could add value, we encourage you to apply -even if you dont meet every requirement.

Our Values

Our values are at the heart of everything we do and are one of the reasons were recognised as an award-winning place to work:

• Standing Shoulder to Shoulder We care, listen and support
• Make it Happen We act with integrity
• Understand you Collaboration drives success
• Change the Game We invest in growth

Were committed to building a diverse and inclusive environment where everyone feels valued and supported.

Flexibility That Works for You

• Remote Working
• Flexible hours and working patterns
• A genuine approach to work-life balance

Why join Cova?

Because we believe great work happens when people are trusted, supported and able to work in ways that suit their lives.

• Flexibility that truly works for you 36.25 hours per week, flexitime, and hybrid options as standard. Whether youre balancing family life, caring responsibilities, study, or simply work best at different times, were open to finding a pattern that works
• Reward that reflects your contribution annual pay review plus performance related bonus.
• Time to switch off and recharge 2527 days holiday plus bank holidays, with the option to buy or sell annual leave
• Investing in your future a generous pension with 7.5% employer contribution as standard, which can be matched up to 12% with your input.
• Grow with us access to training, professional qualifications and apprenticeships to support your development at every stage of your career.
• A culture where you belong employee led communities, inclusive networks and meaningful DEI action, not just words
• Your wellbeing matters private medical cover, 24/7 Virtual GP, health checks and ongoing wellbeing initiatives
• Support beyond work mental and financial wellbeing support through our dedicated Wellbeing group
• Everyday perks that add up electric car scheme, gym discounts, Cycle to Work and retail savings via Perkpal

and plenty more to support you inside and outside of work.

Ready to apply?

If this sounds like the right next step for you, wed love to hear from you.

As a Disability Confident Employer, were committed to fair and accessible recruitment. If you need adjustments or support at any stage, please contact our Recruitment Team at recruitment@coveainsurance.co.uk.

Applicants must currently reside in the UK and have the unrestricted right to work in the UK. Unfortunately, were unable to offer visa sponsorship for this role.

Maintaining high standards of conduct and behaviour is a core requirement of this role. The role holder is expected to promote a respectful, inclusive and professional working environment and take reasonable steps to prevent, identify and respond appropriately to non-financial misconduct, including bullying, harassment, discrimination, victimisation and other inappropriate behaviour. Concerns must be addressed and escalated in accordance with the Covas policies and procedures.

Salary:

Working hours:

36.25

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