Overview
In this role you will act as business and risk owner to meet targets, taking 1LoD ownership of KYC/CDD and related risks for covered clients. You will build and grow a designated portfolio to boost profitability while controlling risk, and proactively develop client relationships and cross-sell opportunities. You will drive deal execution, risk assessments, and post-loan risk management in collaboration with Risk/C functions, contributing to portfolio quality and growth.
Responsibilities
- Own and manage KYC/CDD and risk controls for covered clients
- Grow and maintain a profitable client portfolio in designated area
- Develop relationships and provide business solutions to clients; negotiate terms and explore cross-sell opportunities
- Drive account planning and build a network of introducers in the business community
- Originate transactions and manage credit/KYC assessments ensuring compliance with branch policies
- Initiate credit proposals and perform risk management including enhanced due diligence and financial modelling
- Monitor market, regulatory, macroeconomic and political developments impacting loan portfolio
- Manage deal terms analysis, waivers, and deal administration
- Coordinate with middle/back office for timely data input and facility monitoring
- Maintain accurate exposure and client information in risk systems; develop post-loan risk framework
- Support supervision and development of junior staff
- Assist Department Head with ad-hoc tasks
Key requirements
- 5+ years in corporate banking or financial institutions client-facing roles
- proven ability to develop and manage client relationships and networks in banking
- knowledge of credit products, processes, and risk to support sound lending decisions
- strong problem-solving skills and flexibility in a diversified environment
- excellent written and spoken communication skills
- negotiation and communication skills with diverse audiences
- MS Office proficiency and data management capabilities
- commitment to quality and attention to detail
- ability to work as a team member and under pressure
- strong communication
- negotiation
- problem solving
- credit analysis
- KYC/CDD
- risk management
…
