Senior Credit Manager, Specialised Finance Risk

Overview

In this Senior Credit Manager role, you will lead second-line risk oversight for specialised finance within CIB, focusing on asset-backed financing and securitisation across global markets. You’ll shape deal structuring, issue timely risk opinions, and guide underwriting in high-stakes environments. The position centers on credit discipline, portfolio management, and informed risk decisions to support high-value transactions. This role offers impact across geographies with exposure to complex structured finance and market regimes.

Pay / Benefits

• competitive salary and benefits
• flexible working arrangements
• retirement savings and insurance provisions
• wellbeing programs (Unmind)
• learning and development opportunities
• inclusive, values-driven culture

Responsibilities

• Oversee 2LoD credit risk for specialised finance across global markets
• Dynamic portfolio management of bespoke asset classes and counterparties
• Conduct portfolio and transaction stress testing using established methodologies
• Lead early-stage deal screening, due diligence, and credit memo analysis
• Provide independent risk recommendations and support underwriting with market insights
• Influence structuring to enable efficient underwriting and timely syndication
• Champion risk-aware initiatives that align revenue growth with downside protection
• Ensure compliance with internal policies and external regulations across risk and operations

Key requirements

• 10+ years in asset-backed financing or securitisation
• Experience in warehouse, ABS, CLO, RMBS, CMBS, ABL, ABF across geographies
• Background in investment banking or structured finance within a major international organization
• Strong understanding of credit risk, financial analysis, structuring, stress testing, and jurisdiction risk
• Ability to screen deals, perform due diligence, and deliver credit memo-based risk recommendations
• Proven leadership, influence, and ability to engage across 1LoD, 2LoD, and global teams
• Excellent English communication (written and verbal)

• cross-cultural collaboration
• influence and stakeholder management
• independent, proactive work style
• securitisation and structured credit knowledge (ABS, RMBS, CMBS, CLO, ABF, ABL)
• advanced financial analysis, structuring, stress testing
• portfolio monitoring and risk assessment

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