Country Underwriting Manager – European Insurance

Overview

In this role you will lead underwriting strategy for the country and manage P&L, partnering with Product and Distribution to drive sustainable growth. You’ll shape portfolio performance, ensure consistent underwriting practices, and act as the single point of contact for DUAs and facilities in Europe. You’ll develop and coach a high-performing team, foster cross-functional collaboration, and align with the broader product and segment strategy. This is a senior leadership role with impact across strategy, data-driven decision making, and market-facing initiatives in Europe.

Pay / Benefits

• 30 days holiday with option to buy up to 2 additional days
• Flexible working (part-time, job share, compressed hours)
• Pension with employer contributions of 10%
• extensive benefits package (perks unspecified)

Responsibilities

• Develop and deliver country underwriting strategies aligned to business objectives, product strategy, and regulatory requirements
• Partner with Product and European leadership to shape and execute the business plan
• Provide underwriting and portfolio insights to support strategic decision-making
• Ensure alignment across underwriting frameworks, pricing, and product development
• Oversee portfolio performance, monitoring, reporting, and actions to optimise profitability
• Maintain underwriting discipline in line with authorities, risk appetite, and regulatory standards
• Ensure data accuracy and integrity used in underwriting and portfolio analysis
• Lead portfolio reviews and recommend growth or remediation strategies
• Drive continuous improvement in underwriting processes, including automation and innovation
• Build and maintain relationships with key stakeholders across Distribution and Product
• Incorporate market insights and broker feedback into underwriting and product strategies
• Lead, coach, and develop a high-performing underwriting team with clear objectives
• Foster a collaborative, high-performance culture with cross-functional alignment
• Ensure the team understands business plans to support effective decision-making
• Having the right to work in the UK is a requirement for this role; sponsorship possible at discretion

Key requirements

• Relevant background in Facilities/DUA with leadership and team management
• Ability to lead a diverse, high-performing team
• Strategic thinking to develop and implement underwriting and portfolio strategies
• Analytical skills to interpret data for decision-making
• Sales-oriented mindset to support market offerings
• Data integrity focus to ensure accurate underwriting data and portfolio management
• Right to work in the UK (sponsorship potentially available)

• Collaboration
• Leadership
• Strategic thinking
• Insurance Underwriting
• Portfolio Management
• Data analysis

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