Credit Risk Manager

Overview

In this role, you will support the Wholesale Credit Risk Management team in HSBC Innovation Banking UK by overseeing the credit portfolio and maintaining strong governance across risk topics. You’ll prepare materials for senior forums, monitor expected credit losses, and contribute to risk appetite and policy implementation. You will work closely with senior management and WCRM counterparts to address emerging credit issues and ensure robust risk oversight. This is an opportunity to influence risk decisions within a venture-focused banking environment and engage with diverse stakeholders.

Pay / Benefits

• hybrid working
• disability confident leader
• inclusive workplace

Responsibilities

• Wholesale Credit portfolio oversight, reporting and analytics
• Coordination and preparation of materials for the HINV Credit Risk Forum
• ECL oversight, forecasting and reporting
• Coordination and preparation of materials for the HINV Risk Impairment Forum
• HINV Risk Appetite setting and governance
• WCRM Policy implementation
• Customer Risk Rating (CRR) methodologies and local Model Risk Management
• Wholesale Credit Risk Stewardship, including RCA, Issue Management and 1LoD Controls Oversight
• Credit Approval Authority (CAA) coordination and oversight

Key requirements

• Strong credit risk management experience
• Desirable: IFRS9 Expected Credit Loss methodology understanding
• Data literacy and ability to manipulate large data sets
• Senior engagement experience with senior stakeholders
• Understanding of venture debt or funds lending (desirable)

• Stakeholder engagement
• Analytical thinking
• Communication with senior stakeholders
• IFRS9 ECL understanding
• Data manipulation and interpretation of large data sets
• Risk governance and control frameworks

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