Product Manager, Vault & Forward API

Overview

As Product Manager for Vault and Forward API, you own a strategic, cross-functional platform that enables PSP-agnostic credentials and PAN-less commerce. You’ll shape a 12–36 month strategy, own pricing and revenue expansion, and partner with Sales to win enterprise merchants. You’ll drive developer-focused API design, compliance posture, and reliable, scalable payment paths. This is a high-impact role with ownership across product, infra, and commercial outcomes in a fast-growing fintech.

Pay / Benefits

• hybrid working model with three days in the office
• career growth opportunities
• collaborative culture
• ambition-driven environment

Responsibilities

• Define 12–36 month strategy for Vault and Forward API
• Own pricing, packaging, and revenue expansion
• Build and defend investment cases (cost-to-serve, fees, unit economics)
• Partner with Sales and Solutions to win enterprise merchants
• Define core primitives for Vault: instruments, tokens, metadata
• Ensure PCI DSS 4.x posture and merchant value
• Ensure integration with network tokens and account updater services
• Own credential forwarding in Forward API: source resolution, encryption, token injection
• Expand beyond fallbacks: fraud tools, 3DS, loyalty, migrations
• Drive public API surface, SDKs, docs, and reference architectures
• Reduce integration time from months to days
• Cross-functional leadership with Engineering, Risk, Compliance
• Ensure reliable, scalable, and observable payment paths
• Provide debugging/visibility tools for developers
• Collaborate with Authentication, Routing, and other product teams

Key requirements

• 5+ years in product management
• 3+ years in payments domain
• Experience building developer-facing APIs (REST, webhooks, idempotency, error design)
• Strong technical fluency (OAuth, mTLS, encryption, system design trade-offs)
• Deep understanding of card stack and tokenisation
• Familiarity with PCI DSS (ideally v4.x)
• Experience with scheme programs (VTS, MDES, account updater)
• Ability to own P&L inputs and pricing strategy
• Data-driven decision making with clear success metrics
• Comfortable operating across product, engineering, sales, and compliance

• Customer-obsessed with merchant empathy
• Clear communicator across technical and non-technical audiences
• High ownership with cross-functional collaboration
• REST APIs
• OAuth
• mTLS

…