Senior Property & Casualty Underwriter

Overview

As a Senior Property & Casualty Underwriter in a growing UK MGA, you will underwrite complex new business and renewal risks across commercial property, liability, and combined lines. You’ll operate with delegated authority, drive profitable growth, and serve as a trusted trading partner to brokers. You’ll mentor junior underwriters, contribute to underwriting strategy, and help shape product development and process improvements. This is a fast-paced, collaborative environment with clear progression toward leadership.

Pay / Benefits

• comprehensive benefits package
• competitive salary
• bonus opportunity
• structured progression toward leadership roles
• professional development support
• collaborative culture

Responsibilities

• Underwrite complex commercial Property & Casualty risks for new business and renewals
• Manage broker relationships and generate new business opportunities
• Monitor portfolio performance, analyze loss ratios, and enforce underwriting discipline
• Provide technical guidance and mentoring to junior underwriters
• Contribute to underwriting strategy, product development, and process improvements
• Act as a referral point for junior colleagues and support their development

Key requirements

• Extensive experience in commercial P&C underwriting, preferably within an MGA or composite insurer
• Strong trading mentality with autonomy and decision-making ability
• Minimum Cert CII qualification (Dip CII or ACII beneficial)
• Strong technical understanding of commercial property, liability, and combined products
• Excellent negotiation and relationship-management skills
• Mentoring or coaching experience advantageous
• Willingness to progress towards team leadership roles

• People leadership potential
• Strategic thinking
• Cross-functional collaboration
• Technical knowledge of commercial property, liability, and commercial combined products
• Portfolio performance analysis
• Underwriting governance and loss ratio monitoring

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