Banking Job – Senior Credit Analyst (NBFI) – London – M

Overview

In this role you will evaluate and present credit risk for NBFI products, advising on risk mitigation and credit enhancements. You will align proposals with credit risk appetite, policies, and procedures, while challenging Front Office inputs where needed. You will produce independent credit opinions for the Credit Committee and support timely decision-making. The position focuses on NBFI lending with exposure to other sectors as proposals arise, contributing to robust risk management and compliant credit processes.

Responsibilities

• Prepare credit evaluation reports with risk analyses and credit recommendations
• Support implementation of credit risk appetite, policies and procedures
• Ensure transactions comply with credit policies
• Focus on NBFI lending while assessing other sector proposals as needed
• Provide challenge and guidance to Front Office proposals
• Draft and present credit opinions to the Credit Committee with an objective view
• Achieve timely turnaround of credit proposals and reviews
• Deliver risk analyses and mitigation to Head of CRD and DGM
• Conduct post-lending monitoring of covenants, exposures, and borrower performance
• Perform industry/customer credit reviews and monitor counterparty risk with early warnings

Key requirements

• 8-10 years’ experience in credit review within NBFI
• In-depth knowledge of risks and mitigations across industries, countries and client types
• Strong financial analysis, projection and stress test skills
• Exceptional analytical and negotiation abilities with a constructive, problem-solving mindset
• Collaborative yet able to work independently

• collaborative
• strong analytical thinking
• negotiation
• credit risk assessment
• financial analysis and forecasting
• stress testing

…