Underwriter – Bridging

Overview

In this role you will underwrite bridging and short-term property lending applications within policy, owning cases from start to finish. You will work in a collaborative, high-performing underwriting team and engage with brokers, intermediaries and internal stakeholders to support robust lending decisions. You’ll develop your expertise within an established, growing lender and contribute to business growth through disciplined risk assessment and service excellence.

Pay / Benefits

• Salary 55,000 to 65,000 per annum
• ongoing professional and product development
• clear opportunities for career progression
• Join an established and growing specialist property lender

Responsibilities

• Assess and underwrite bridging loan applications in line with policy and risk appetite
• Manage your own pipeline from application through to completion with excellent service levels
• Review valuations, credit reports, KYC and supporting documentation to make robust lending decisions
• Build strong relationships with brokers, intermediaries and internal stakeholders throughout the lending process

Key requirements

• At least two years’ experience underwriting bridging finance or within the short-term property lending sector
• Experience assessing complex lending applications and making credit decisions within an agreed lending policy
• Strong understanding of bridging finance, property security and regulatory requirements, including AML and KYC processes

• relationship-building
• attention to detail
• clear communication
• bridging finance knowledge
• credit risk assessment
• AML and KYC familiarity

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