Senior Credit Portfolio Analytics Manager

Overview

In this role you shape how UK credit portfolio performance and risks are understood by senior stakeholders. You lead analysis and reporting across retail, SME and corporate portfolios, connecting model outputs with macro trends to drive decision-making. You act as first-line Model Owner for nominated UK credit models, ensuring governance and meaningful business insight. This position sits within a collaborative function that partners across Credit, Risk, Finance and Technology to influence strategic priorities.

Pay / Benefits

• Competitive salary and bonus potential
• Excellent pension and benefits package
• Hybrid working model
• Strong internal career development opportunities
• Collaborative and supportive culture

Responsibilities

• Lead analysis of credit portfolio performance, asset quality trends and emerging risks
• Produce executive and committee-ready MI and portfolio commentary
• Interpret model outputs (IFRS 9, IRB, grading, stress testing) and translate into insights
• Link macroeconomic developments to forward-looking portfolio assessments
• Enhance reporting, dashboards and portfolio MI capabilities
• Act as first-line Model Owner for nominated UK credit models
• Partner with stakeholders across Credit, Risk, Finance, Data and Technology
• Support regulatory, capital and impairment-related reporting and analysis
• Lead and develop a small team in a collaborative environment

Key requirements

• Credit portfolio analytics or portfolio risk management
• Credit risk reporting, impairment analysis or portfolio oversight
• IFRS 9, IRB, grading or credit model outputs
• Presenting insight and recommendations to senior stakeholders
• Working across multiple business areas in a fast-paced environment
• Strong Excel and data analysis capability
• Experience using BI tools such as Power BI, Tableau or QlikView
• Ability to simplify complex information into clear business narratives
• Hands-on and collaborative approach for a lean, high-performing team

• strong communication
• commercial awareness
• stakeholder engagement
• Excel
• Power BI
• Tableau

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