Analyst-Risk Management

Overview

In this role you will assess and underwrite institutional credit exposures within CRU, applying business, financial, and country risk insights. You will work with internal models to determine credit capacity and mitigation strategies, supporting cross‑segment risk decisions. The position sits in a team focused on rigorous risk evaluation across regions and industries, contributing to responsible growth. This is a chance to impact underwriting standards and partner with diverse stakeholders in a global bank environment.

Pay / Benefits

• visa sponsorship may be provided
• hybrid work arrangement
• support for well-being
• learning and leadership development opportunities
• career growth
• global exposure

Responsibilities

• Rate and underwrite credit exposures in the assigned region, industry, and business line
• Incorporate business, financial, industry, and country risk with model outputs to form credit assessments
• Assess need for credit extension, profitability of the relationship, and risk mitigation structures
• Prepare company-specific and industry-wide credit risk memorandums
• Support accurate credit capacity determination and facility structuring

Key requirements

• Fluency in English is mandatory; German language fluency is strongly preferred
• Bachelor’s degree in Finance or related subject
• 1–2 years of experience in fundamental credit analysis and/or underwriting of commercial enterprises
• Ability to review corporate financial statements to identify key risk drivers and determine probability of default
• Experience in structuring facilities and risk mitigation techniques
• Strong written and verbal communication skills

• Strong written and verbal communication
• Analytical thinking
• Attention to detail
• Financial statement analysis
• Credit risk assessment and underwriting
• Ability to interpret internal and external rating model outputs

…