AVP Credit Manager, Securitisation

Overview

In this role you help shape credit risk management for securitisation within MUFG’s EMEA Credit Office. You work on complex asset-backed deals, collaborate with seniors, and monitor risk in line with regulations. You’ll contribute to building robust risk frameworks and represent the division in cross‑functional forums. This is a chance to impact credit processes at a global, trusted financial group that values learning and collaboration.

Pay / Benefits

• Flexible working arrangements
• Generous pension contributions
• Ongoing training opportunities

Responsibilities

• Review credit applications for asset-backed finance transactions (auto/consumer, RMBS, trade receivables, structured products) and provide balanced recommendations
• Continuously monitor portfolios per internal policies and regulatory guidelines, flagging risks early
• Support Group Heads in directing development of CIB Credit for EMEA’s risk framework and early warning systems
• Develop knowledge across securitisation industries, jurisdictions, and structures while pursuing ongoing learning
• Represent the division at internal forums and share insights to improve credit processes
• Contribute to strategic projects to enhance credit processes and frameworks
• Ensure high-quality written and verbal communication of complex credit matters to management and staff
• Prioritise tasks with urgency while maintaining accuracy and attention to detail
• Articulate and implement the vision/strategy for CIB Credit for EMEA with clear team direction

Key requirements

• Proven credit or structuring experience within financial institutions, preferably in securitisation
• knowledge of asset classes such as auto/consumer credit, RMBS, trade receivables, or other structured products
• Solid background in corporate banking or structured finance with credit assessment responsibilities
• Strong written and spoken communication skills for engagement with senior and junior staff
• Bachelor degree; Masters preferred for advanced analytical capabilities
• Empathy, collaboration, willingness to learn new asset classes or regulatory frameworks
• Results‑driven with accountability and ability to work under pressure
• Strong numerical abilities and proficiency in Microsoft Office

• Empathy
• Clear communication
• Collaboration across teams
• Credit risk assessment principles
• Securitisation knowledge (auto/consumer, RMBS, trade receivables)
• Portfolio monitoring and risk frameworks

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