Senior Product Compliance Manager – Financial Crime

Overview

In this role, you enable Wise’s UK product team to launch new offerings safely, aligning financial crime controls with regulatory expectations. You will shape scalable, customer-friendly controls across the product lifecycle and collaborate with FinCrime Product teams to strengthen Wise’s compliance posture. Your work supports Wise’s mission to simplify cross-border money movement while mitigating regulatory risk. The role offers impact through risk-based design, data-driven oversight, and cross-functional influence in a fast-growing fintech environment. You will engage with regulators and internal partners to drive responsible product growth.

Responsibilities

• Design and implement financial crime controls for new products, balancing regulatory compliance with a customer-centric approach
• Lead control enhancements across Wise product lines to ensure compliant and convenient customer experiences
• Develop ongoing review and monitoring processes to scale controls with product growth
• Identify improvements to customer experience, growth opportunities, and operational efficiency through controls
• Use data to measure control effectiveness and work with regional teams to identify key risks
• Provide guidance to Product and Operational teams on interpreting UK financial crime regulations
• Conduct risk assessments to quantify regulatory risk and needed mitigations
• Collaborate with the UK MLRO team and audit partners to strengthen FinCrime controls
• Translate regulatory requirements into actionable business requirements and maintain governance-ready documentation
• Occasionally travel to Wise offices in Europe and globally

Key requirements

• Significant experience in financial crime controls within a financial institution, fintech or consultancy (8+ years)
• Strong knowledge of UK financial crime regulation and guidance (Money Laundering Regulations, Proceeds of Crime Act, JMLSG)
• Sanctions controls experience (policy application, design/oversight for screening) is strongly preferred
• Proven track record implementing and improving financial crime controls across the customer lifecycle in product-led environments
• Solid understanding of EMI and payments; knowledge of correspondent banking is a plus
• Ability to drive work from inception to completion with pace, detail, and sound judgement
• Strong collaboration skills with Product, Engineering and Operations; ability to influence without authority
• Ability to interpret data and create actionable proposals; experience with KRIs
• Proven ability to translate regulatory requirements into actionable business requirements and maintain high-quality governance/audit documentation
• Willingness to travel occasionally to Europe and globally

• collaboration
• influence without authority
• data-driven decision making
• financial crime controls
• UK regulatory interpretation
• risk assessments

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