Senior Underwriter

Overview

Senior Underwriter within Pen Underwriting’s Risk Managed Commercial team, focusing on underwriting and servicing new and/or existing accounts. You will grow a diverse portfolio, mentor others, and shape client outcomes across brokers and insurers. The role involves risk evaluation, referral handling, and operating within delegated authority, all to deliver smarter insurance solutions. You’ll collaborate across teams to expand opportunities and deepen Pen’s coverage offerings. This is a chance to impact underwriting practices at a dynamic MGA in a growth-focused environment.

Pay / Benefits

• 25 days holiday
• Defined contribution pension
• Life insurance 4x basic salary
• Income protection up to 50%
• Health cash plan or private medical insurance
• Volunteer days

Responsibilities

• Manage and grow a portfolio of renewal accounts, addressing rating and adjustment enquiries with clients
• Develop new business opportunities to benefit clients, brokers, and insurers
• Evaluate risks, handle technical claim cover requests, and liaise with brokers, insurers, and internal teams
• Review and approve referrals from Underwriters and Assistant Underwriters
• Operate within delegated underwriting authority
• Mentor and train junior team members
• Develop a deep understanding of Pen’s coverage offerings
• Analyse and interpret data to compile statistics

Key requirements

• Underwriting experience in servicing accounts with specialist technical knowledge for claim queries
• Strong grasp of risk exposure and ability to determine acceptance criteria and risk classifications
• Experience in underwriting and servicing accounts, including handling claim queries
• Proactive communicator with strong negotiation skills and keen eye for detail
• Trading and negotiation skills to achieve excellent outcomes for customers, brokers, Pen and insurers
• Experience planning and prioritising client renewals and pursuing new business opportunities
• Analytical and problem-solving skills
• Positive, team-oriented attitude with commitment to service
• Eligibility to work in the UK

• Proactive communication
• Attention to detail
• Team orientation
• Underwriting
• Risk assessment
• Data analysis and statistics

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