Senior Credit Risk Analyst

Overview

In this senior, business‑partner role you own the credit insight for a division, shaping what to measure and how to automate it to influence credit decisions. You act as the credit voice, challenging assumptions with evidence and turning manual reporting into automated, decision-grade products. Your work focuses on portfolio performance, risk management, and strategic decisions, with impact measured by reduced losses. You join a fast-growing, agile organization that values practical analytics and cross‑functional collaboration.

Pay / Benefits

• competitive pay
• potential bonus
• good range of basic benefits
• inclusive and agile culture
• opportunities to support from day one
• DEI and wellbeing initiatives

Responsibilities

• Partner with division leaders to support portfolio performance and risk management
• Set the analytical agenda by identifying opportunities and risks without relying on requests
• Rationalise reporting to drive decision‑making and measurable value
• Design and implement automated SQL and Tableau analytics to reduce manual work
• Deliver root-cause analysis, trends, and predictive insights across portfolio metrics
• Influence credit policy, limits, and strategic decisions with evidence
• Provide analytical support for credit strategy and continuous improvement initiatives

Key requirements

• Advanced SQL: design, optimise and document multi-stage queries and data models
• Advanced Tableau: architect dashboards and data sources from scratch
• Advanced Excel: build and validate decision-making models
• Proven ability to automate end-to-end reporting and save time/risk
• Strong commercial judgement to translate data into actionable recommendations
• Credibility with senior stakeholders and effective business partnering
• Self-directed with a strategic focus and ability to lead analytical work
• Solid grounding in credit and risk principles (exposure, default, recoveries, provisioning)

• Strong business partnering
• Clear communication to senior audiences
• Strategic thinking with minimal supervision
• SQL
• Tableau
• Excel

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