Senior Valuations Analyst

Overview

In this role you own end-to-end valuation modelling for Credit Card and FlexiPay products, turning complex data into actionable insights for pricing and portfolio strategy. You’ll build forward-looking models (lifetime value, unit economics, loss forecasting) and collaborate with Credit Risk, Finance and Product to reflect performance and macro trends. You’ll contribute to month-end/quarter-end closes with clear narratives for senior stakeholders. This is a high-impact, autonomous role in a mission-driven fintech that backs UK small businesses.

Pay / Benefits

• flexible-first benefits
• private medical and dental
• share schemes and financial coaching
• annual learning allowance
• electric car and cycle-to-work schemes
• parental leave policies

Responsibilities

• Own end-to-end valuation modelling for Credit Card & FlexiPay products
• Build and maintain forward-looking models: lifetime value, unit economics, loss forecasting
• Collaborate with Credit Risk, Finance, and Product to reflect latest data and macro assumptions
• Support month-end and quarter-end close processes with commentary for leadership
• Provide clear, structured narratives of analyses for non-technical audiences
• Stress-test assumptions with large datasets to ensure robust models

Key requirements

• Strong experience in financial modelling or valuations within SME lending or consumer credit
• Attention to detail with proactive deviation detection and model updating
• Experience with large datasets and ability to stress-test assumptions
• SQL or Python required; strong Excel skills
• Clear communicator able to distill complex analysis for non-technical audiences
• Autonomy in a fast-paced environment with competing priorities

• Attention to detail
• Proactive problem solving
• Clear communication
• SQL
• Python
• Excel (advanced)

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