Wholesale Credit Risk – EMEA Emerging Markets (MENA) Associate

Overview

In this role, you will act as the credit expert for a regional client portfolio, covering corporates, financial institutions, and sovereign-related entities across MENA. You will lead due diligence, credit analysis, and structuring of diverse credit facilities, collaborating with cross-functional teams to manage risk and execute transactions. The position emphasizes strong analytical judgment, client relationships, and end-to-end ownership of credit decisions. You will work in a fast-paced environment to stay ahead of market trends and support responsible growth.

Responsibilities

• Serve as the credit expert for a regional portfolio and manage credit exposure
• Monitor ratings, sector trends, and client performance across industries
• Lead due diligence, credit analysis, financial modelling, and credit memo preparation; recommend structure and risk appetite
• Structure and negotiate loan documentation, derivatives, and treasury-related facilities across secured and unsecured products
• Make sound credit recommendations and own the credit approval decision
• Balance commercial solutions with rigorous risk controls
• Track market and macro developments and maintain in-depth knowledge of portfolio clients
• Build relationships with internal and external stakeholders and foster team knowledge
• Coach and train junior team members on technical and professional skills
• Lead due diligence meetings with clients

Key requirements

• Strong analytical and credit skills/judgment across qualitative and quantitative analyses
• Demonstrable product knowledge of lending, derivative, and treasury services products and documentation
• Established team player with project management and end-to-end ownership
• Ability to identify key issues in clients, industries, and transaction structures
• Ability to establish credibility with clients, product specialists, and credit officers
• Ability to foster relationships with origination teams and internal stakeholders
• Self-starting, result-driven, multi-tasking with risk-aware mindset
• Coaching and development ability for junior colleagues
• Strong written and verbal communication and interpersonal skills
• Good time management and clarity in fast-moving environments
• Experience in roles with relevant skills for this position

• Strong communication skills
• Team player
• Adaptability
• Financial modelling
• Credit analysis
• Loan documentation

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