Senior Product Manager – Banking

Overview

In this role you will own the vision for Business Accounts and steer the development of innovative banking features for SMEs and sole traders. You will work with cross-functional teams to deliver secure, scalable, and customer-centric experiences, focusing on multi-currency accounts, local IBANs, and integrated payments. You’ll translate customer insights into prioritized roadmaps while ensuring regulatory alignment. This is a chance to shape SME banking at a fast-growing fintech with a mission to level the playing field for small businesses.

Pay / Benefits

• GymPass access for health and mental well-being
• Extended maternity/paternity leave options
• Cycle-to-Work scheme
• Health and Life Insurance
• Pension Scheme
• 25 days of annual leave (+ bank holidays)

Responsibilities

• Own end-to-end product vision for Business Accounts and deliver a world-class SME banking experience
• Lead discovery and solution design for core banking features (account details, payments, deposits, interest engine, money-movement controls)
• Drive development of new capabilities including local IBANs, multi-currency accounts, cash management tools, and integrations with accounting, payments, and credit products
• Leverage customer insights and data to prioritize opportunities that increase engagement, deposits, activation, and usage
• Collaborate cross-functionally with Engineering, Design, Operations, Compliance, Risk, and Customer Relations to deliver scalable, compliant banking experiences
• Ensure regulatory compliance across FCA/PRA guidelines for business accounts
• Define and track KPIs (activation, churn, deposits, adoption, transactions, complaints) and lead continuous optimisation cycles
• Manage go-to-market plans for new features with Country, Marketing, and Partnerships teams
• Oversee third-party banking providers (e.g., BaaS partners, card issuers, open banking providers), ensuring SLAs and product fit
• Identify and resolve operational risks and customer pain points, maintaining a reliable and compliant platform
• Communicate progress and risks effectively to senior leadership

Key requirements

• 5+ years’ experience in Product Management within fintech, business banking, payments, or financial services
• Strong understanding of SME financial needs: cash-flow management, settlements, payments, deposits, and money movement
• Proven track record delivering regulated financial products (e.g., business current accounts, savings accounts, onboarding/KYB flows, payment rails)
• Solid knowledge of UK/EU regulatory frameworks (FCA, PRA, EBA guidelines, safeguarding, deposits, interest accrual, payments operations)
• Exceptional analytical skills with ability to translate data insights into product decisions
• Strong stakeholder management and influencing skills across engineering, operations, compliance, and commercial teams
• Excellent communication skills, able to explain technical and regulatory concepts to diverse audiences

• analytical rigor
• cross-functional collaboration
• stakeholder management
• UK/EU regulatory knowledge
• payments and banking operations
• data-driven decision making

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