Client Manager – Asset Based Lending

Overview

In this role you will be the main contact for IF and ABL clients, overseeing risk and relationship management for a growing portfolio. You’ll ensure collateral is up to date, perform financial analysis and covenant monitoring, and support structuring of facilities in collaboration with the underwriting and sales teams. You will visit clients, document outcomes, and handle portfolio administration to support rapid growth. This role offers meaningful impact in a dynamic, expansion-focused team.

Responsibilities

• Manage client relationships and risk for a growing IF/ABL portfolio
• Maintain up-to-date collateral bases and perform monthly reconciliations to HPD system ledger
• Update monthly reserves and proactively use risk factors
• Coordinate with Lease & Loans team for additional facilities
• Assist in structuring ABL facilities and combined IF/Collateralised Loans with underwriter, sales and portfolio director
• Conduct client visits, prepare notes, and action follow-ups
• Portfolio administration including Salesforce record updates, covenant testing, audits and verifications
• Perform regular client reviews of collateral and financial performance
• Participate in projects and contribute to team growth

Key requirements

• Min 10 years’ experience in lending and credit operations in the ABL and IF sector
• Understanding of ABL/IF markets
• Ability to identify key risks and mitigants
• Robust financial analysis skills (P&L, cash flows, balance sheet) and covenant monitoring
• Ability to work independently and in a team
• Excellent communication skills in all forms
• Problem-solving aptitude
• Excellent organizational and time management skills
• Computer literacy
• Ability to work under pressure
• Self-motivated

• Excellent communication
• Problem-solving
• Self-motivated
• Robust financial analysis (P&L, cash flow, balance sheet)
• Covenant monitoring
• Risk assessment and mitigation

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