Portfolio Manager – Bridging & Refurb Loans

Overview

In this role you will manage a live loan book within a specialist property finance team, ensuring projects progress and risk remains controlled. You will work closely with Lending, Credit and Risk to provide proactive oversight and secure positive client outcomes. The opportunity sits in a growing, well-capitalised lender with a strong market reputation and a clear path to more senior responsibility. You’ll engage with borrowers, surveyors and advisers, shaping financing solutions for SME developers. This hybrid London role offers significant exposure to bridging and development finance in a relationship-driven environment.

Pay / Benefits

• salary up to 60,000
• bonus
• hybrid working model
• growing and well-capitalised lender
• strong pipeline of deals
• path to Senior Portfolio Manager

Responsibilities

• Oversee a portfolio of bridging and development loans from drawdown to repayment
• Monitor construction progress, budgets and milestones across multiple projects
• Conduct site visits and engage with borrowers and professional partners
• Spot early warning signs and take appropriate action to mitigate risk
• Analyze cashflows and compare actuals with approvals
• Support credit amendments, waivers and restructurings as needed
• Produce portfolio reports and contribute to internal committees
• Collaborate with Lending, Credit and Risk for effective portfolio oversight

Key requirements

• Experience in property finance, development finance, or real estate lending
• Strong analytical skills to interpret financial and project data
• Solid understanding of the UK bridging and refurb market
• Confident communicator capable of managing internal and external stakeholders
• Organised, detail-oriented and able to manage multiple transactions

• stakeholder management
• clear communication
• attention to detail
• financial and project data interpretation
• cashflow analysis
• portfolio monitoring

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