Risk Business Partner

Overview

In this role, you will support UK&I Retail by embedding the Enterprise Risk Management Framework into business activity. You’ll build strong cross-functional relationships to provide practical risk guidance and challenge, helping to manage risk in a regulated environment. You will help shape risk appetite, monitor metrics, and strengthen the control environment while underpinning effective reporting to boards and senior stakeholders. This is a collaborative, impact-driven opportunity within Howden’s risk function to drive safer, resilient business growth.

Pay / Benefits

• hybrid working
• flexible hours*
• reasonable adjustments
• career development
• volunteering and charity fundraising
• inclusive, employee-owned culture

Responsibilities

• Partner with UK&I Retail and central functions to embed ERM into decision-making
• Provide practical, proportionate risk advice and clarify risk ownership
• Support development and monitoring of risk appetite and tolerance metrics
• Lead and support risk and control assessments with proportionate actions
• Embed risk event reporting and root-cause analysis for systemic issues
• Challenge policy coverage, implementation and adherence including exceptions
• Design and coordinate stress and scenario testing and review outputs
• Prepare risk information for boards, committees and senior stakeholders
• Identify and monitor emerging risks and track remediation actions
• Deliver risk training, manage projects, contribute to change initiatives

Key requirements

• Proven risk management experience in a regulated environment
• Experience applying ERM frameworks, risk appetite processes, risk assessments or control frameworks
• Experience in insurance, financial services, or regulated sectors; retail insurance experience desirable
• Ability to provide clear, practical risk advice and constructive challenge
• Experience supporting operational resilience, stress testing or scenario testing
• Ability to analyse risk information, identify themes and translate into actions
• Track record of delivering projects or change with competing priorities
• Experience building stakeholder relationships and supporting process changes

• Stakeholder management
• Clear communication
• Constructive challenge
• ERM frameworks
• Risk appetite and monitoring
• Risk assessments and control frameworks

…