Vice President, Special Credits EMEA

Overview

In this role you drive credit risk management for distressed assets within MUFG’s EMEA Special Credits team in London. You will shape workout strategies, negotiate outcomes with borrowers and external parties, and advise on restructuring options to protect the bank’s exposure. You collaborate with regional and global stakeholders to ensure robust risk management and regulatory compliance. The opportunity offers exposure to high-profile restructurings, cross-border work, and meaningful impact in a globally trusted financial group.

Pay / Benefits

• flexible working arrangements
• professional development opportunities
• inclusive culture
• global collaboration across Centres of Excellence
• supportive workplace environment
• ethical standards and stability

Responsibilities

• Develop and implement workout strategies for distressed assets across industries and jurisdictions.
• Prepare and present credit papers with options analyses to senior management and decision forums.
• Engage with borrowers, sponsors, creditors, and legal advisors to maximise recovery and terms.
• Assess and negotiate waivers, consents, and restructuring documentation with precision.
• Support portfolio monitoring and early warning assessments to safeguard MUFG’s interests.
• Coordinate with front line leadership, credit managers, and risk functions across regions.
• Represent Special Credits EMEA in regional and global forums and ensure regulatory compliance.

Key requirements

• Extensive experience in financial restructuring, workouts, or recoveries across multiple credit cycles and institutions.
• Proven track record in multi-bank creditor syndicates and complex restructurings.
• Ability to manage transactions across diverse sectors and EMEA jurisdictions using insolvency tools.
• Strong analytical capabilities with financial statement analysis, cash flow modelling, and scenario testing.
• Experience negotiating with borrowers, sponsors, and external advisors; strong communication with senior stakeholders.

• excellent communication and concise articulation
• ability to build and sustain cross-functional relationships
• calm under pressure and sound judgement
• financial modelling techniques
• 13-week cash flow analysis
• turnaround plan assessments

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