2027 BNY Analyst Program – Credit & Lending ( London)

Company: The Bank of New York Mellon
Apply for the 2027 BNY Analyst Program – Credit & Lending ( London)
Location: London
Job Description:

Overview

In the Credit Analyst Program at BNY, you gain hands-on exposure to credit analysis, underwriting, and portfolio monitoring through structured rotations. You will learn the credit lifecycle, support financial analysis and reporting, and develop a disciplined approach to risk-aware lending. You work closely with experienced professionals to understand how underwriting shapes client relationships and portfolio health. This program offers a clear path to build core finance and risk skills within a collaborative, innovative culture. A strong hook is the chance to influence lending decisions and growth while maintaining risk discipline across the firm.

Responsibilities

  • Analyze company financials, industry trends, and key risk indicators to support borrower and transaction assessments
  • Assist with credit materials, portfolio reviews, and reporting to evaluate opportunities and monitor exposures
  • Learn how deal structures are built and how lending decisions balance growth, risk, and client needs
  • Partner with experienced professionals to understand how disciplined underwriting supports resilient client relationships
  • Support informed lending decisions grounded in analysis and sound risk management

Key requirements

  • Enrollment in a 3- or 4-year undergraduate degree program
  • Graduating in Summer 2027
  • Minimum 2:1 or higher
  • Interest in business- and/or technology-related degrees
  • Does not require sponsorship for employment visa status in the country where applying
  • Analytical judgment
  • Structured problem solving
  • Team collaboration
  • Financial statement analysis
  • Ratio analysis
  • Credit and risk assessment

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Posted: October 1st, 2026