Vice President Credit Manager, EMEA (GMMT)

Overview

Join MUFG in London as Vice President Credit Manager EMEA to shape credit strategy for high-growth technology clients. You will lead in-depth credit analyses, monitor portfolio risk, and advise senior leadership while collaborating across front-line teams and international offices. This role blends rigorous risk management with strategic input to support sustainable growth in the innovation economy. You’ll work in a supportive, learning-focused culture that values collaboration and professional development. This is a chance to impact lending for technology-driven businesses.

Pay / Benefits

• flexible working arrangements
• training opportunities and professional development
• clear pathways for advancement
• stable yet forward-thinking environment
• diversity and inclusion commitments

Responsibilities

• Conduct comprehensive credit analysis for Growth & Mid Market Technology transactions across EMEA, engaging with front line teams on management calls
• Monitor and review existing GMMT portfolio transactions, making informed credit recommendations to senior management
• Prepare detailed statistics, graphs, tables, and narratives for senior leadership on portfolio quality and risks
• Collaborate with Front Line GMMT team to understand trends in the innovation economy and inform credit strategy development
• Participate in ad-hoc projects to refine risk criteria or policy and support growth initiatives
• Draft reports for Tokyo Head Office and European Headquarters ensuring clear, accurate credit committee materials
• Ensure full regulatory compliance with internal policies and established procedures
• Support the Head of GMMT Credit EMEA by advancing risk frameworks, appetite settings, and monitoring systems
• Attend customer meetings with front line teams to understand client needs and foster cross-department relationships
• Contribute to a collaborative team culture focused on continuous learning and mutual success

Key requirements

• Experience in financial services with leveraged finance or lending to technology-driven sectors
• Strong credit assessment and risk management knowledge for structured finance products
• Proven ability to manage regulatory audits with high attention to detail
• Excellent written and verbal communication; ability to influence at senior levels
• Calm under pressure with strong attention to detail and ability to meet deadlines
• Commitment to continuous learning and collaborative work style
• Bachelor’s degree; advanced qualifications like Master’s, CFA, or accounting credentials are advantageous
• Proficiency in Microsoft Office; familiarity with Co-Pilot AI tools

• Interpersonal and communication skills
• Team collaboration and empathy
• ability to communicate complex ideas clearly
• Credit analysis
• Leverage finance / lending to technology sectors
• Risk management principles for structured finance

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