Credit Officer – Financial Institutions (Banks & Intragroup Sector)

Overview

In this role you will support risk-based lending decisions for Global Banks within the FI Credit – Banks team, collaborating with Coverage and Product to enable business growth. You will perform credit analysis, shape live transactions, and contribute to sector strategy with a view to delegating credit authority over time. The position emphasizes building trusted partnerships, simplifying processes, and driving improvements in data integrity. You will work across teams in a hybrid, London/Birmingham/Edinburgh setting to help shape the FI credit framework and risk posture.

Pay / Benefits

• generous pension contribution up to 15%
• annual performance-related bonus
• share schemes including free shares
• 30 days’ holiday plus bank holidays
• wellbeing initiatives
• generous parental leave policies

Responsibilities

• Credit analysis and recommendations on lending/trading limits and new transactions for Banks and intragroup entities
• Cover a portfolio of Global Banks and provide forward-looking horizon risk insights
• Support new business origination within FI growth strategy by assessing live transactions
• Conduct client due diligence meetings
• Contribute to sector strategy, appetite setting, and updates to credit policies and processes
• Build relationships with Coverage and Product teams to enable cross-functional collaboration
• Own data integrity and drive simplification initiatives
• Collaborate on other FI portfolios as needed (Insurance, Securitisations, Financial Sponsors and Funds)

Key requirements

• Sound understanding of credit risk assessment for Banks
• Robust knowledge of FI sectors and products, with Banks experience preferred
• Excellent knowledge of lending and traded products and documentation
• Formal Credit training preferred
• Self-motivated with ability to up-skill on new products and sectors
• Strong written and oral communication skills
• Comfortable with numerical analysis
• Excellent organizational skills and ability to manage multiple requests
• Team player capable of coordinating multiple work streams and meeting tight timelines
• Ability to build and maintain stakeholder relationships using influencing and negotiating skills

• clear communication
• cross-functional collaboration
• problem-solving
• credit risk assessment
• Banks FI products
• lending and traded products

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