Overview
You will assess and mitigate credit risk for lending activities within the Barclays Payments Acceptance (BPL) credit team. You will lead risk analysis for new and existing exposures, guide decisions on approvals and restructures, and implement risk mitigation across acquiring portfolios in the UK and Europe. You’ll collaborate across functions, influence policy, and drive risk controls in a complex, transformational environment. This role sits at the nexus of risk, performance, and growth through a strategic partnership with Brookfield that shapes long-term industry impact.
Responsibilities
- Analyze financial data and trends to assess default risk
- Monitor loan portfolios to detect deterioration and early warning signs
- Recommend loan approvals, rejections, or adjustments per policy
- Develop and implement credit risk mitigation strategies, including collateral and workout plans
- Lead and coach a team, set objectives, and drive cross-functional collaboration
- Consult on complex issues and support risk governance and control strengthening
- Communicate complex risk information to stakeholders and influence decisions
- Engage in data analysis from multiple sources to solve problems creatively
Key requirements
- Experience managing acquiring cases
- Excellent verbal and written communication with ability to influence
- Collaborative, multi-project, multi-stakeholder work experience
- Experience in a distressed-credit environment
- Desirable: experience in global/pan-European teams
- Quantitative and detail-oriented with finance/economics background or relevant industry experience
- Experience in acquiring/banking environment
- Knowledge of presentation tools and data-analysis preferable
- collaboration
- influence
- clear communication
- credit risk analysis
- portfolio monitoring
- debt recovery / distressed-merchant management
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