Head of Regulatory Compliance

Overview

As Head of Regulatory Compliance, you will lead UK regulatory advice, assurance and AI governance within a growing fintech platform serving small businesses. You’ll shape how FCA rules, Consumer Duty and financial promotions are applied, while building robust second-line oversight and risk-based monitoring. This role partners with senior stakeholders to translate regulatory change into actionable initiatives and strengthens controls across the business. You’ll drive a pragmatic, fast-paced compliance function that enables responsible growth and responsible AI use.

Pay / Benefits

• Private healthcare including dental and opticians
• Worldwide travel insurance
• Anniversary rewards with sabbatical
• Salary sacrifice pension scheme
• Octopus EV salary sacrifice
• 28 days holiday plus bank holidays plurality benefits? (implied)

Responsibilities

• Lead the UK regulatory advice function (FCA rules, Consumer Duty, financial promotions, safeguarding and e-money)
• Oversee horizon scanning and translate regulatory changes into actionable items for the business
• Heads the risk-based risk and compliance monitoring plan (second-line), including thematic reviews and action closure
• Govern AI integration and provide second-line oversight of AI use across the business
• Lead, coach and develop the compliance team and provide business-minded challenge to improve controls

Key requirements

• Strong working knowledge of FCA SYSC, Consumer Duty and EMR/PSR regimes with practical, business-ready outputs
• Hands-on experience running a risk-based compliance monitoring or independent assurance programme in a UK FCA-regulated firm (second-line)
• Experience with AI tooling and deploying AI across Compliance and the wider organisation
• Proven leadership of a compliance team
• Comfort presenting to senior stakeholders and governance forums with evidence-based reporting
• Desirable: FinTech/payments background in FCA-regulated EMI, payments or banking, with fraud, safeguarding or operational resilience exposure
• Desirable: cross-jurisdictional engagement with FCA or UK/US coordination

• stakeholder influence
• clear communication
• leadership and people development
• FCA regulatory frameworks (SYSC, Consumer Duty, EMR, PSR)
• risk-based compliance monitoring
• second-line governance mindset

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