Underwriting Manager

Overview

As Underwriting Manager at ManyPets, you drive policy wordings, regulatory self-checks, and governance with partner insurers. You’ll steer underwriting queries, develop processes, and embed underwriting philosophy across the business. You’ll balance business objectives with customer-focused outcomes, collaborating with Claims, Operations, Marketing, Compliance and Legal to deliver high-quality insurance offerings. Your work supports profitable growth through underwriting improvements and strong regulatory risk controls. This is a chance to shape pet insurance products in a fast-growing, values-driven company.

Responsibilities

• Draft and review policy wordings and product documentation in plain English
• Develop and deliver underwriting rules within the Earnix system
• Collaborate with trading teams to achieve ongoing targets
• Monitor underwriting footprint and ensure regulatory/commercial alignment across products
• Monitor underwriting performance and support loss ratio objectives
• Contribute to underwriting roadmaps and prioritization
• Improve underwriting processes and procedures
• Liaise with Compliance and Legal to assess regulatory changes and impacts
• Build relationships with external partners and internal stakeholders
• Lead by example and reinforce company values

Key requirements

• Experienced Senior Underwriter or Underwriting Manager with several years in underwriting
• Experience writing and developing personal lines policy wordings, preferably in pet insurance
• Technical management of an insurance portfolio balancing business objectives and customer satisfaction
• Veterinary healthcare experience and understanding of pet insurance products and commercials
• Experience with regulatory responsibilities in a regulated environment
• Strong interpersonal and communication skills to influence across the business
• Highly organized, proactive, and detail-oriented with a focus on continuous improvement

• strong communication
• influencing and stakeholder education
• collaboration across cross-functional teams
• Earnix underwriting rules
• policy wordings development
• regulatory compliance in insurance

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