Associate Director, Housing Finance, Portfolio Management

Overview

In this role you will lead credit stewardship and portfolio management for housing finance, aligning with client-focused banking objectives. You’ll work within a frontline client team to deliver strong credit outcomes and seamless customer experiences. You will manage non-origination activities, oversee the sector portfolio, and guide risk and capital decisions. You’ll also coach a team, driving performance and development while collaborating with key stakeholders to maintain portfolio quality and financial metrics. This is an opportunity to shape lending strategies within a dynamic, regulated banking environment.

Responsibilities

• Deliver credit stewardship of debt solutions and high-quality transaction execution
• Own non-origination activities and actively manage the sector portfolio considering risks and commercial factors
• Line manage, coach and develop a team with stretch objectives and performance management
• Provide mentoring and best-practice coaching to junior team members
• Identify and manage risks, including proactive handling of problem loans, data quality, and portfolio reporting
• Maintain strong stakeholder relationships to ensure a seamless customer experience

Key requirements

• Broad banking experience in regulatory and commercial environments
• Working knowledge of legal policies, regulatory obligations, and risk management
• Experience in line management and people development
• Willingness to work towards Diploma in Lending Skills within 12 months
• Experience analyzing complex financial information to identify solutions
• Strong credit skills for stewardship of SCM customer exposures
• Deep understanding of risk management disciplines
• Strong internal and external stakeholder network and communication skills

• Interpersonal communication
• Coaching and mentoring
• Stakeholder management
• Risk management
• Credit analysis
• Portfolio reporting

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