Credit Risk Business Analyst

Overview

As a Credit Risk IRB Business Analyst, you bridge business and technology to deliver risk and regulatory transformation initiatives. You will define and document requirements for risk, credit, and modelling work, ensuring alignment with PRA/CRR expectations. You’ll collaborate with Risk, Modelling, Credit and Operations to drive delivery across large-scale programmes and embed effective controls. This role offers impact across regulatory compliance and business strategy within a dynamic banking environment.

Responsibilities

• Identify and analyze business problems and client requirements needing change
• Develop business requirements addressing problems and opportunities
• Collaborate with stakeholders to ensure solutions meet needs and expectations
• Support creation of business cases justifying investment
• Conduct feasibility studies for proposed solutions
• Assist in reporting project progress to ensure on-time, on-budget delivery
• Create operational and process designs within scope of proposed solutions
• Support change management activities including traceability to ensure successful implementation
• Act as bridge between business and technology, defining, challenging and documenting requirements
• Contribute to strategic regulatory and risk transformation initiatives in a Risk/IRB context
• Engage with Risk, Modelling, Credit and Operations stakeholders to align solutions with regulatory and business objectives
• Analyse data flows and perform impact assessments to drive delivery across large programmes
• Communicate complex information to diverse audiences
• Support risk and controls strengthening in line with Barclays values and governance expectations

Key requirements

• Understanding of AIRB, PD, LGD, EAD, CRR and PRA expectations
• Ability to challenge requirements from a regulatory perspective
• Gather business requirements and translate into BRDs, user stories, functional and data requirements
• Ensure traceability of requirements through delivery
• Facilitate workshops and manage competing priorities across business, IT and risk
• Understand source systems, data lineage and data quality issues
• Analyze datasets and perform impact assessments
• Proficient in SQL and/or Excel to investigate problems and validate outputs
• Experience with Agile and Waterfall programmes and with testing and business readiness activities

• Stakeholder management
• Collaboration across functions
• Effective communication of complex information
• SQL
• Excel
• BRD creation

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