Senior Credit Risk Specialist

Company: Vallum
Apply for the Senior Credit Risk Specialist
Location: Shoreditch
Job Description:

Job Title: Senior Credit Risk Specialist/Credit Risk Review Consultant

Location: Moorgate, London (50% hybrid)

Security Clearance: SC clearance required

End Client: Confidential – Central Banking/Financial Regulatory Sector

Role Overview

  • We are seeking an experienced Senior Credit Risk Specialist to support a major organisation within the UK financial regulatory sector.
  • The successful candidate will lead independent reviews of credit risk management frameworks and credit asset quality across UK retail and SME banking institutions.
  • This position requires extensive experience in credit risk management, portfolio analysis, regulatory assessment and the evaluation of credit risk models.

Essential Skills and Experience

  • Extensive experience in UK Retail Banking and/or SME Banking credit risk.
  • Strong background in Credit Asset Quality Reviews and Credit Risk Management Framework Reviews.
  • Credit portfolio risk management experience gained within a bank, financial regulator or similar institution.
  • Good understanding of IFRS 9, IRB models, credit stress testing and credit risk forecasting.
  • Experience assessing credit provisioning methodologies and loan portfolio quality.
  • Strong knowledge of credit risk governance, risk appetite, Three Lines of Defence and regulatory frameworks.
  • Excellent quantitative and qualitative analytical capabilities.
  • Strong stakeholder management, reporting and communication skills.
  • Ability to lead independent reviews and communicate findings to senior stakeholders.
  • SC security clearance required.

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Posted: October 17th, 2026