Credit Risk Manager

Company: Harnham
Apply for the Credit Risk Manager
Location: London
Job Description:

Overview

In this role you will shape lending risk strategy for a growing London lender. You’ll develop lending strategies, embed scorecards, and monitor portfolio performance to drive profitability. You will analyze customer data to identify growth opportunities and help build a broader analytics function. You’ll also contribute to IFRS9 model monitoring and implementation, shaping risk-informed decisioning at scale. This is an impact-driven, collaborative opportunity to influence the business trajectory.

Responsibilities

  • Develop lending strategies and insights on portfolio performance
  • Implement scorecards to improve decisioning and profitability
  • Analyze and monitor customer data to identify opportunities for growth
  • Help build and scale the analytics function
  • Monitor and implement IFRS9 models

Key requirements

  • Background in consumer lending essential
  • Experience developing and implementing credit strategies and portfolio analysis
  • Understanding or exposure to credit scoring models desirable
  • Experience using SQL and Python/SAS essential
  • Line management experience is nice to have but not essential
  • SQL
  • Python
  • SAS
  • credit scoring models

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Posted: October 17th, 2026