Overview
In this role you will shape lending risk strategy for a growing London lender. You’ll develop lending strategies, embed scorecards, and monitor portfolio performance to drive profitability. You will analyze customer data to identify growth opportunities and help build a broader analytics function. You’ll also contribute to IFRS9 model monitoring and implementation, shaping risk-informed decisioning at scale. This is an impact-driven, collaborative opportunity to influence the business trajectory.
Responsibilities
- Develop lending strategies and insights on portfolio performance
- Implement scorecards to improve decisioning and profitability
- Analyze and monitor customer data to identify opportunities for growth
- Help build and scale the analytics function
- Monitor and implement IFRS9 models
Key requirements
- Background in consumer lending essential
- Experience developing and implementing credit strategies and portfolio analysis
- Understanding or exposure to credit scoring models desirable
- Experience using SQL and Python/SAS essential
- Line management experience is nice to have but not essential
- SQL
- Python
- SAS
- credit scoring models
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